Payonclick Developer Docs
v1

Bank eKYC · Send OTP

POST https://payonclick.in/ext/v1/aeps/merchants/{merchant_ref}/bank-ekyc/send-otp
Requires aeps Signed request Counts toward your 60 req/min

Second (bank) eKYC required by RBI — send the OTP (step 3a)


Body Params

NameTypeDescription
merchant_ref required path An outlet whose eKYC is complete
aadhaar required string Merchant’s 12-digit Aadhaar
latitude required number Outlet GPS latitude
longitude required number Outlet GPS longitude

Responses

StatusDescription
200 OK Second (bank) eKYC required by RBI — send the OTP (step 3a) — see the example on the right.
4xx / 5xx { "success": false, "error": { "code": "…", "message": "…" } } — every code is listed under Error Codes.
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This call must be signed

POST carries an X-Signature header over POST\n/ext/v1/aeps/merchants/{merchant_ref}/bank-ekyc/send-otp\n{TIMESTAMP}\n{BODY_SHA256}. The samples on the right compute it for you; the rules are in Request Signing.

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Good to know

Identical to eKYC, under /bank-ekyc/. Allowed only after eKYC is complete; otherwise EKYC_REQUIRED.