List Supported Banks

GET https://payonclick.in/ext/v1/dmt/banks

Any valid API key Counts toward your 60 req/min

The banks Free DMT can transfer to

Responses

Status	Description
200 OK	The banks Free DMT can transfer to — see the example on the right.
4xx / 5xx	`{ "success": false, "error": { "code": "…", "message": "…" } }` — every code is listed under Error Codes.

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Good to know

Read this before you collect a bank account. Free DMT is enabled per bank and only a few are switched on, so most IFSCs are not accepted — showing your user the full list of Indian banks would let them enter an account we cannot pay. Match on ifsc_prefix first (it carries the regional and Gramin banks, whose prefix is longer than four characters), then fall back to the first four characters of the IFSC against bank_code. The list changes only when an operator enables or disables a bank — cache it for a few hours, not forever.

import hashlib, hmac, json, time, requests API_KEY = "poc_live_your_key_here" PATH = "/ext/v1/dmt/banks" BODY = b"" ts = str(int(time.time())) r = requests.request( "GET", "https://payonclick.in" + PATH, headers={ "Authorization": f"Bearer {API_KEY}", "X-Timestamp": ts, }, timeout=60) print(r.json())

<?php $apiKey = 'poc_live_your_key_here'; $path = '/ext/v1/dmt/banks'; $body = ''; $ts = (string) time(); $headers = [ "Authorization: Bearer {$apiKey}", "X-Timestamp: {$ts}", ]; $ch = curl_init('https://payonclick.in' . $path); curl_setopt_array($ch, [ CURLOPT_RETURNTRANSFER => true, CURLOPT_CUSTOMREQUEST => 'GET', CURLOPT_HTTPHEADER => $headers, ]); echo curl_exec($ch);

import java.net.URI; import java.net.http.*; import java.nio.charset.StandardCharsets; public class PayonclickExample { static final String HOST = "https://payonclick.in"; static final String API_KEY = "poc_live_your_key_here"; public static void main(String[] args) throws Exception { String path = "/ext/v1/dmt/banks"; String body = ""; String ts = String.valueOf(System.currentTimeMillis() / 1000); HttpRequest.Builder req = HttpRequest.newBuilder(URI.create(HOST + path)) .header("Authorization", "Bearer " + API_KEY) .header("X-Timestamp", ts); req.method("GET", HttpRequest.BodyPublishers.noBody()); HttpResponse<String> res = HttpClient.newHttpClient() .send(req.build(), HttpResponse.BodyHandlers.ofString()); System.out.println(res.body()); } }

{ "success": true, "data": { "banks": [ { "bank_name": "State Bank of India", "bank_code": "SBIN", "ifsc_prefix": "SBIN0000001" }, { "bank_name": "Punjab National Bank", "bank_code": "PUNB", "ifsc_prefix": "PUNB0006810" } ], "count": 2 } }