Payonclick Blog

Guides for retailers, CSPs and distributors

Plain answers to the questions shop owners ask before they start: which documents you need, which devices work, what the limits are, and which rules changed in 2026. Written by the team that runs the Payonclick app.

Guide

UPI cash withdrawal limits at shops and Micro ATMs

NPCI's per-transaction, daily and monthly UPI cash withdrawal limits, the dynamic QR flow and the hours in the Payonclick app.

11 Sep 2026 · Read guide →
Guide

UPI Cash Withdrawal

Customers scan a dynamic UPI QR at your counter and collect cash, ₹100 to ₹5,000 per withdrawal.

11 Sep 2026 · Read guide →
Guide

Service limits and rules, in one place

App limits and official RBI and NPCI rules for every Payonclick service, with sources.

11 Sep 2026 · Read guide →
Guide

Fraud safety at the counter: a retailer's guide

How to spot fake staff calls, biometric misuse, fake UPI screenshots and refund scams at your counter, and where to report fraud.

11 Sep 2026 · Read guide →
Guideहिंदी

मोबाइल और DTH रिचार्ज रिटेलर ID कैसे लें

मोबाइल और DTH रिचार्ज रिटेलर ID के लिए ऑपरेटर, ऑनबोर्डिंग, बिना TPIN वाली प्रक्रिया, पेंडिंग स्टेटस और फ़ंड रिक्वेस्ट, एक जगह।

11 Sep 2026 · Read guide →
Guide

Pending or failed transaction? What to do, service by service

What pending and failed mean for recharge, bill payments, AEPS, UPI cash withdrawal and settlement, and what to do at the counter for each.

11 Sep 2026 · Read guide →
Guide

Mobile & DTH Recharge

Prepaid mobile and DTH recharge for shop counters, paid from your Payonclick wallet balance.

11 Sep 2026 · Read guide →
Guide

Micro ATM

Debit card cash withdrawal, balance enquiry and mini statement at your shop, with a Bluetooth Micro ATM and the Payonclick Android app.

11 Sep 2026 · Read guide →
Guideहिंदी

डिस्ट्रीब्यूटर ID कैसे लें: रिटेलर नेटवर्क बनाने की पूरी जानकारी

डिस्ट्रीब्यूटर और मास्टर डिस्ट्रीब्यूटर ID कैसे मिलती है, रिटेलर कैसे जुड़ते हैं और कंपनी चुनते समय क्या देखें।

11 Sep 2026 · Read guide →
Guideहिंदी

बैंक CSP या फिनटेक रिटेलर ID: फ़र्क़ समझें

बैंक CSP/BC पॉइंट और फिनटेक रिटेलर ID में फ़र्क़, KYC की ज़िम्मेदारी किसकी, CSC का रूट, और CSP फ़ीस धोखाधड़ी से बचाव।

11 Sep 2026 · Read guide →
Guide

Bill Payment Service

Bharat Connect bill payments across 30 categories for shop counters, confirmed by your TPIN.

11 Sep 2026 · Read guide →
Guide

Bharat Connect (BBPS) explained: who does what in a bill payment

Bharat Connect (formerly BBPS) explained for shops: NBBL, BBPOU, COU, agent institution and agent, and how a bill payment travels.

11 Sep 2026 · Read guide →
Guide

Distributor Program

Distributor and master distributor IDs for people who onboard and support retailers on Payonclick.

11 Sep 2026 · Read guide →
Guideहिंदी

Bharat Connect बिल पेमेंट रिटेलर ID कैसे लें

Bharat Connect (BBPS) रिटेलर ID के लिए दस्तावेज़, ऑनबोर्डिंग, 30 बिल कैटेगरी, भुगतान प्रक्रिया और शिकायत का तरीका, एक जगह।

11 Sep 2026 · Read guide →
Guide

AEPS vs Micro ATM vs UPI cash withdrawal

AEPS, Micro ATM and UPI cash withdrawal compared for shops: what customers need, devices, limits, hours and what can go wrong.

11 Sep 2026 · Read guide →
Guide

AEPS Retailer ID

Aadhaar-based cash withdrawal, balance enquiry and mini statement for your shop's customers, with a certified RD device and the Payonclick app.

11 Sep 2026 · Read guide →
Guideहिंदी

AEPS में ₹5,000 से ऊपर आधार OTP: पूरा नियम

AEPS में ₹5,000 से ऊपर आधार OTP का नियम, NPCI का नया कदम, मोबाइल लिंक न होने पर उपाय, और OTP धोखाधड़ी से बचाव।

11 Sep 2026 · Read guide →
Guide

AEPS operator KYC rules 2026: what RBI's new rules mean for your shop

What RBI's due diligence rules for AePS touchpoint operators, in force from 1 January 2026, mean for retailers, with a practical checklist.

11 Sep 2026 · Read guide →
Guideहिंदी

AEPS लिमिट कितनी है: निकासी की हर सीमा आसान भाषा में

AEPS की प्रति ट्रांज़ैक्शन सीमा, NPCI की 30 दिन वाली सिफ़ारिश, एरर कोड 61, बैंक की सीमा और OTP नियम।

11 Sep 2026 · Read guide →
Guideहिंदी

AEPS ID कैसे लें: रिटेलर के लिए पूरी गाइड

AEPS रिटेलर ID लेने की पूरी प्रक्रिया: दस्तावेज़, RD device, रोज़ का ऑथेंटिकेशन और नए ऑपरेटर KYC नियम।

11 Sep 2026 · Read guide →

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